Auto Insurance

Auto Insurance in Grand Forks, North Dakota: Protecting What Matters Most

We offer personalized auto insurance solutions that not only safeguard your vehicle but also support your lifestyle. Our local agents are part of your community and provide tailored insurance quotes designed to meet your needs.

Why Choose Our Auto Insurance?

  • Good Student and Safe Driver Discounts – Save more with rewards for responsible driving.
  • Accident Forgiveness – Get peace of mind with protection against rate increases after your first accident.
  • Personalized Service – Our agents take the time to understand your needs.
  • Bundle Discounts – Save more by combining auto insurance with other policies.

Not all auto insurance policies are the same, and sometimes the lowest-priced option may not provide the coverage you need. It’s important to choose a policy that protects you effectively.

 

Auto Insurance Requirements in North Dakota

Drivers in North Dakota must carry the following types of coverage:

1. Liability Insurance

Liability insurance covers injury and property damage costs if you’re at fault in an accident. The minimum coverage required in North Dakota is:

  • $25,000 per person for bodily injury.
  • $50,000 per accident for bodily injury to multiple people.
  • $25,000 per accident for property damage.

2. Uninsured/Underinsured Motorist Coverage

This coverage protects you if you’re involved in an accident with a driver who has little or no insurance. The required minimum coverage in North Dakota is:

  • $25,000 per person for bodily injury.
  • $50,000 per accident for bodily injury to multiple people.

3. No-Fault Coverage

As a no-fault state, North Dakota requires drivers to carry no-fault coverage, which pays for medical expenses regardless of who is at fault. The minimum required coverage is:

  • $30,000 per person for medical expenses.

Why You Need Auto Insurance in North Dakota

Having auto insurance is not only a legal requirement but also provides essential financial protection. Here’s why it’s important:

  • Save on Medical Bills – Auto insurance helps cover medical expenses after an accident.
  • Protection from Uninsured Drivers – You’re covered if the other driver lacks sufficient insurance.
  • Coverage for Repairs – Your policy can protect you from costs related to theft, vandalism, and natural disasters.

Learn about Life Insurance

Call us for a consultation: 701-757-5757