MEDICARE SUPPLEMENT PLANS IN NORTH DAKOTA
Medicare Part A: Hospital Insurance
Medicare Part A helps to pay for care you receive in a hospital without costing you any additional premium. It covers:
- Inpatient hospital care
- Skilled nursing facilities following a hospital stay
- Hospice care
- Some home healthcare
Medicare Part B: Medical Insurance
Medicare Part B helps to pay for some medical services and supplies not covered by Medicare Part A. While it does require a premium, it includes preventive services:
- Doctor and other healthcare provider services
- Outpatient hospital care (when medically necessary)
- Some other medical services and supplies not covered by Medicare Part A (when medically necessary)
Medicare Part C: Medicare Advantage
Medicare Part C, or Medicare Advantage, combines both Medicare Part A and Medicare Part Band is offered through private insurance companies. It can require a monthly premium. Enrollees must also continue to pay their Medicare Part B premium:
Often offers additional benefits:
Including dental, vision and hearing
May include prescription drug coverage
Medicare Part D: Prescription Drug Coverage
Medicare Part D is an optional prescription drug benefits plan. Part D plans are offered by private insurers and are available to anyone enrolled in Medicare Part A or B. You can join a Medicare prescription drug coverage plan in two ways; purchase a plan and add it to your Original Medicare plan or enroll in a Medicare Advantage plan that includes Part D coverage.
Medicare Supplement
Medicare Supplement insurance (Medigap) is provided by private insurance companies to pay for healthcare costs that Medicare does not cover, like:
- Deductibles
- Copayments
- Coinsurance
- Care received while traveling outside the U.S.
****All coverage is subject to policy terms and conditions, see your policy for details****